We work with those who are divorced or widowed – especially women
As a woman, you have financial needs that are unique to your situation in life. Perhaps you would like to buy your first home. Maybe you need to start saving for your child’s college education. Or you might be concerned about planning for retirement.
You may be a recent widow or divorcée who is having to navigate critical financial decisions while coping with a turbulent transition. Whatever your circumstances may be, it’s important to have a clear understanding of your overall financial position and what options you have to efficiently manage tax, estate, income, and savings considerations.
That means constructing and implementing a plan. With a financial plan in place, you’ll be better able to focus on your financial goals and understand what it will take to reach them. The three main steps in creating and implementing an effective financial plan involve:
- Developing a clear picture of your current financial situation
- Setting and prioritizing financial goals and time frames
- Implementing appropriate saving and investment strategies
Although you can certainly do it alone, you may find it helpful to work with a financial professional to assist you in creating and implementing a financial plan. At SeaCure Advisors, we recognize and seek to directly address the uniquely challenging financial and life situations women are often forced to confront in or near retirement. A financial professional can help you accomplish the following:
- Determine the state of your current affairs by reviewing income, assets, and liabilities
- Develop a plan and help you identify your financial goals
- Make recommendations about specific products/services
- Monitor your plan
- Adjust your plan as needed
Keep in mind that unless you authorize a financial professional to make investment choices for you, a financial professional is solely there to make financial recommendations to you. Ultimately, you have responsibility for your finances and the decisions surrounding them. There is no assurance that working with a financial professional will improve investment results.
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